Learn about auto loans, refinancing a car loan, buying a car, selling a car, leasing a car, and more. Use our car loan calculators to compare payments. Apply for car loans whether you have good credit or bad credit or use our calculators, tips & advice for car financing online .
Auto dealers that extend credit, arrange financing or leasing, or give financial advice must notify customers about the information they collect, who they share it with, and how they protect it. The Privacy Rule applies to car dealers who:
Any car Dealer engage in these activities, any personal information that they collect to provide these services is covered by the Privacy Rule. Examples of personal information include someone’s name, address, phone number, or other information that could be used to identify them individually. The Privacy Rule applies if they collect personal information about someone in connection with the potential financing or leasing of a car, even if that person does not fill out a formal application. The Privacy Rule does not apply if a person buys a car with cash or arranges financing on their own through another lender.
The Fair Debt Collection Practices Act protects consumers from abusive or harassing treatment by debt collectors and establishes guidelines for the industry. If you market services promising to help consumers with their debts – or assist companies that do – other rules may apply.